Disclaimer

General
Your use of the information contained in the Asset-Backed Securities section of this Web site (this "ABS Section") is subject to the following terms and conditions. You may view the information provided in this Web site only on the condition that you agree with the terms of use set forth below. By accessing this Web site, you acknowledge that you have read, understood and agree to be bound by these terms and conditions, as these terms and conditions may be modified from time to time. Information, documents and materials (collectively, "Information") provided in this ABS Section pertain to asset-backed securities (the "ABS") serviced by Conn Appliances, Inc. (together with its affiliates, "Conn's").

Conn's assumes no responsibility for the timeliness, completeness or accuracy of the Information and reserves the right to amend or revise the Information at any time without notification.

No Offer or Solicitation of the ABS
This ABS Section includes Information relating to the ABS. The Information is not intended to solicit and is not a solicitation of any action with respect to the ABS. The Information is provided as a matter of record only, is current only as of its specific date and does not constitute an offer to sell or a solicitation of an offer to buy any securities. The information is not intended to be a discussion of material information about Conn's or any securities. All of the Information relating to Conn's and their securities is qualified in its entirety by the documents that establish the terms of the ABS. You should not rely on the information contained in this ABS Section in connection with the purchase or sale of any securities.

No Warranties; Limitation of Liability
All Information is provided "as is" and without any warranty of any kind. Conn's assumes no obligation to update or continue to post or link to information (including any Information). Conn's disclaims any express or implied warranties relating to the use of this Web site, including all Information, or of any third-party Web site to which this Web site may provide a link, including without limitation, merchantability, suitability, non-infringement or fitness for a particular purpose. Conn's shall not be liable for any errors or omissions contained herein or for any damages whatsoever arising out of or related to any Information or the use of this ABS Section, including without limitation, direct, indirect, incidental, special, consequential or punitive damages, whether under contract, tort or any other theory of liability, even if Conn's is aware of the possibility of such error or damages.

Timeliness and Location of Information
Conn's has assumed no obligation to update any Information contained in this ABS Section. For information about Conn's, please refer to the most recent public filings with the Securities and Exchange Commission at http://www.sec.gov.

Terms of the ABS
The terms of any particular issue of the ABS are governed by the documents establishing such terms. In the event there is an inconsistency between the Information regarding a particular issue and the terms specified in or determined pursuant to the documents that establish the terms of such issue, the terms so specified or determined in the applicable documents shall prevail.

Forward-looking statements
The Information may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that involve risks and uncertainties. Such forward-looking statements may include information concerning delinquencies, losses and other matters. Statements containing the words "anticipate," "believe," "could," "estimate," "expect," "intend," "may," "plan," "project," "should," or the negative of such terms or other similar expressions are generally forward-looking in nature and not historical facts. Because these statements involve risks and uncertainties, actual results or events may differ significantly from the results or events predicted or anticipated by these statements. Accordingly, you should not place undue reliance on these statements. The risks and uncertainties attributable to these forward looking statements may adversely affect the distributions to be made on, or the yield of, the ABS. For a detailed description of these risks and uncertainties please review the applicable offering document and Conn's, Inc.'s most recent SEC reports, including but not limited to, Conn's, Inc.'s Annual Report on Form 10-K , Quarterly Reports on Form 10-Q and Current Reports on Form 8-K. If one or more of these or other risks or uncertainties materialize (or the consequences of such a development changes), or should the underlying assumptions prove incorrect, actual outcomes may vary materially from those reflected in such forward-looking statements. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of the document in which they are contained. Conn's disclaims any intention or obligation to update publicly or revise such statements, whether as a result of new information, future events or otherwise. All forward-looking statements attributable to Conn's, or to persons acting on their behalf, are expressly qualified in their entirety by these cautionary statements.

Applicable laws
Conn's operates this Web site from its offices within the United States of America. Conn's makes no representation that the Information is appropriate or available for use in another location or jurisdiction, and access to the Information from jurisdictions where such access is illegal is strictly prohibited. Each person who accesses this Web site assumes full responsibility for compliance with applicable laws of the person's jurisdiction. The terms and conditions contained herein will be construed in accordance with the substantive laws of the state of Texas, United States of America without regard to its conflicts of law provisions. Any claims, actions or proceedings arising out of or relating to this Web site or these terms and conditions must be brought in Harris or Montgomery County, Texas. By accessing the Web site you agree to submit to the jurisdiction of that court for these purposes.

Severability
The provisions of these terms and conditions are severable. If any provision is determined to be unenforceable, such unenforceability will not affect any other provision of these terms and conditions and the terms and conditions will be construed as if such unenforceable provision had not been contained herein. Any waiver by Conn's of any right under or provision of these terms and conditions shall only be effective if in writing and no waiver by Conn's of any right under or provision of these terms and conditions will be deemed to be either a waiver of any other such rights or provisions or a waiver of the same right or provision at any other time.
 

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